Want To Know A Secret?!
Secrets of Managing Personal Finances B-U-D-G-E-T We are all looking for that one-size-fits-all solution to our budgeting woes—like checking the boxes and magically watching the budget balance itself. That’s not ever going to happen. Budgets are as personal as each of us. And your unique family situation, needs, income, and location make it impossible to create a tool that will balance your budget for you. So here’s the secret: You have to create your budget yourself. You have to watch it weekly, and you may have to change a few of your spending habits. No one said it would be easy. But the peace of mind is worth it. So the first question is “Can you change?” Let’s look at the tips for changing behavior before we lay down the laws of budgeting… 1- Recruit others to help you change-your spouse, your friends, and your coworkers. 2- Create reminders. Make cards that say “Do I really need this?” Put them in your wallet, on your refrigerator and...